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Inside C&R Software β€” the collections and credit risk software company behind Debt Manager

C&R Software builds debt collection technology that it describes as "humanized": software that blends AI with human empathy for fairer, faster resolutions. Its platforms, Debt Manager and FitLogic, are used by financial institutions to run collections and credit decisioning.

Updated September 25, 2026
1984
Roots (CR Software)
2021
C&R Software formed
5
Office countries
VA
Headquarters
About C&R Software

C&R Software builds collections and credit decisioning software for lenders

C&R Software provides debt collection and credit risk management technology. Its flagship Debt Manager is an all-in-one collections solution that automates collections and recovery workflows, while FitLogic is a decision engine for decisioning across the credit lifecycle.

The company traces its roots to CR Software, founded in 1984 with the Platinum collections platform. The Titanium platform followed in 2007 and was rebranded as Debt Manager in 2012. In 2021, C&R Software was founded and acquired by Jonas Software, a subsidiary of Constellation Software Inc.

C&R Software's main office is in Fairfax, Virginia, with further offices in Bengaluru and Nagpur (India), Vilnius (Lithuania) and Santiago (Chile). It serves financial services, fintech, automotive, telecommunications, utilities and government organizations.

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IP 54.18.224.92 · London, UK · ✓ Resolved
Identifying visitor
Acme Corp ✓ Verified
SaaS · 210 employees · Series B
Fit 92
Tech
Hubspot
Pages
Pricing · Docs
Intent
High
Products & Services

What C&R Software offers

C&R Software's portfolio covers collections, decisioning and customer engagement across the credit lifecycle:

Debt Manager FitLogic Zelas AI FitComms Cara AI SpringFour FitPortal AYDA Collections & recovery Credit risk decisioning
Decision-Makers

Roles to reach at C&R Software

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FAQ

Frequently asked questions about C&R Software

What does C&R Software do?add
C&R Software provides debt collection and credit risk management technology, including the Debt Manager collections platform and the FitLogic decision engine, plus add-ons such as Zelas AI, FitComms, Cara AI, SpringFour, FitPortal and AYDA.
Where is C&R Software headquartered?add
C&R Software's main office is in Fairfax, Virginia, United States. It also has offices in Bengaluru and Nagpur (India), Vilnius (Lithuania) and Santiago (Chile).
Who owns C&R Software?add
C&R Software was founded and acquired by Jonas Software, a subsidiary of Constellation Software Inc., in 2021.
Is C&R Software the same as FICO Debt Manager?add
Debt Manager's history runs through CR Software's Titanium platform, rebranded as Debt Manager in 2012. Today Debt Manager is developed by C&R Software, an independent company under Jonas Software.
Which industries does C&R Software serve?add
C&R Software serves financial services, fintech, automotive, telecommunications, utilities and government organizations.

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Northwind Co. just visited /pricing
3rd visit · enterprise · USA

Data and sources

Facts on this page are compiled from C&R Software's own website and public sources: www.crsoftware.com, www.crsoftware.com/our-company. Last updated September 25, 2026. Are you part of the C&R Software team and want to update this profile? Contact us.